Borrowing Made Simple

Torque is a powerful DeFi platform for borrowing assets with indefinite-term loans and fixed interest rates. Get an instant, crypto-backed loan with no KYC or credit checks.

Loan
DAI
  • dai
  • usdc
  • usdt
  • eth
  • wbtc
  • link
  • bzrx
  • knc
  • lend
  • yfi
  • uni
  • aave
  • comp
  • lrc
Collateral
ETH
  • dai
  • usdc
  • usdt
  • eth
  • wbtc
  • link
  • bzrx
  • knc
  • lend
  • yfi
  • uni
  • aave
  • comp
  • lrc
APR FIXED
2.54%

Crypto-backed loans with fixed interest rates

dai

5.3%

usdc

5.3%

usdt

5.3%

eth

5.3%

wbtc

5.3%

link

5.3%

bzrx

5.3%

knc

5.3%

lend

5.3%

yfi

5.3%

uni

5.3%

aave

5.3%

comp

5.3%

lrc

5.3%

New user?

Borrow

Borrow crypto-assets and stablecoins with fixed interest

Why Torque?

Fixed Interest

With fixed interest you always know what you’re paying.

Partial Liquidations

When volatility strikes, we keep your loans collateralized with minimal liquidation, only to bring collateral 10% above margin maintenance.

No KYC, Credit Checks

We take decentralization seriously. Get a loan with no verification, KYC/AML or credit checks.

Non custodial

Your keys, your coins, your loans. Always. Control your keys and assets with our non-custodial solution.

Security Is Our Priority

Audited Smart Contracts

Our smart contracts have been audited by leading blockchain security auditors ZK Labs and Certik.

Oracles

We work with industry-leading oracle providers to tackle the unique security challenges associated with oracles in a decentralized environment.

Insurance Fund

10% of the interest paid by borrowers goes to an insurance fund used in the event that undercollateralized loans are not properly liquidated.

Open source

Interoperability and Open Source are among the founding principles of DeFi, which bZx is proudly committed to - see for yourself!

How to Borrow

Three clicks. No credit checks. Flexible collateral.

1

Select an asset with fixed APR

2

Enter amount to borrow and confirm transaction at Metamask

Start Now

New user?

Borrow

Borrow crypto-assets and stablecoins with fixed interest

Frequently Asked Questions

What are the fees involved when opening a loan on Torque?

When opening a loan there is a 0.09% origination fee on the principle. Interest is also paid for the life of the loan.

Can a loan be liquidated on Torque? How undercollaterized loans are liquidated?

Are the smart contracts safe? Can I see the audits?

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